Interest Rates and Closing Costs

This page was last updated 6/2/2009 at 21:24

As approved brokers with 50+ lending institutions, we have access to the most competitive rates available. We receive rate updates throughout each day from our wholesale lending sources enabling us to bring you the most current information for mortgage rates. For the most recent changes in rates or to lock in a rate, please call (866) 625-RATE (7283) and ask to speak with a loan officer. All quotes assume a full income documentation loan for a no cash out refinance or straight purchase money loan. Allowable property types include single family residences, condos, or townhouses. For stated income loans or cash out refinances, please call us for a custom quote, as pricing varies based on numerous factors.

Quotes for Conforming loan amounts to $625,500.
(HUD increased limits for Orange County and LA County)
To find out the max conforming loan limit in your county, click here
30 yr. fixed Loan Amt $
15 yr. fixed Loan Amt $
3 yr. fixed Interest OnlyLoan Amt $
5 yr. fixed Interest OnlyLoan Amt $

7 yr. fixed Interest Only Loan Amt $
Quotes for Jumbo loan amounts from $625,501 to $1,000,000
30 yr. fixedLoan Amt $
15 yr. fixed Loan Amt $
3 yr. fixed Loan Amt $
5 yr. fixed Loan Amt $
7 yr. fixed Loan Amt $
10 yr. fixed Loan Amt $


Call for second mortgage rates.
Pricing varies based on LTV and credit score.


Fixed interest rates on 2nd mortgages are driven by your credit scores and most lenders will pick your middle score from the three credit repositories to determine your interest rate.
HELOC's are tied to the Prime rate and your margin over prime is also determined by credit scoring.

We have adjustable rate first mortgages with start rates
as low as 1%, 3.5% APR!
Call today for more information on our Option ARM programs.We have 5 year fixed Option ARMS which provide great flexibility.



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