<P>We are a full service mortgage brokerage located in California. Our loans include purchases, refinances, residential, commercial, and raw land. States in which we fund include Alabama, Alaska, Arkansas, California, Colorado, Deleware, Iowa, Kentucky, Louisiana, Maryland, Massachussets, Michigan, Nebraska, Utah, Virginia, West Virginia, Wisconsin, Wyoming. <P>We have no downpayment mortgage financing available on homes. We offer 95% financing on home purchases without mortgage insurance. If you had a bankruptcy or a foreclosure, we have some excellent mortgage programs with favorable rates. We even have a mortgage lender offering no downpayment financing to borrower's with a recent bankruptcy of foreclosure. <P> We can even help you save your home if you are currently going through the foreclosure process. We have an assortment of mortgage programs for those with bad credit or imperfect credit. In addition, we also do home improvement loans, home equity loans, VA loans, and FHA loans. <P>Our mortgage interest rates and pricing are listed on our website, and we update this page constantly. Online prequalification forms are also available for both purchase and refinance requests, and a qualified loan officer will respond quickly to your request within 24 hours. <! mortgages, mortgage lender, mortgage broker, morgage, mortgage loan, mortgage loans, commercial mortgage, home loans -> <! MORTGAGES, MORTGAGE LENDERS, MORTGAGE BROKERS, MORGAGES, MORTGAGE LOANS, COMMERCIAL MORTGAGE, HOME LOANS -> <!-mortgages, mortgage loans, mortgage brokers, California, Bankruptcy loans, foreclosure loans, home improvement, home equity-> <! California, mortgage broker, Low interest rates, low mortgage rates, California mortgage, Orange County, mortgage loan, low mortgage rates,mortgage financing, mortgage, home loan, California refinance loan, low interest rates, lender, mortgages, morgage, broker, home, loans, refinance, fixed, ARM, loan, home equity, home improvement, home financing, commercial loan, bad credit, real estate, financing, bankruptcy, VA, FHA, foreclosure, credit lines, equity lines, second mortgages, low mortgage interest rates, debt consolidation, money, credit, broker, adjustable, purchase. ->